.universal01 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #333333;
	line-height: 20px;

}
.bg {
	background-image: url(images/bg.gif);
	background-repeat: repeat-x;
}
.heading {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-weight: bold;
	text-transform: capitalize;
	color: #FF0000;
}